Numen Finance runs your whole loan book — borrowers, disbursals, EMI schedules, collections and reminders — with automatic WhatsApp nudges and AI campaigns that keep your portfolio healthy.
No card required · Set up in minutes · Cancel anytime
EMI
Reducing & flat
PAR
Portfolio at risk
Auto
WhatsApp reminders
10+
Languages
From first enquiry to final receipt — one clean, mobile-friendly workspace.
KYC, guarantors, income and every loan in one profile. Search by name or mobile instantly.
Reducing-balance and flat interest, daily to monthly frequencies, auto-generated repayment schedules.
Oldest-due-first allocation, part payments, penalties, and instant PDF receipts.
Due, overdue and welcome reminders sent automatically with a self-service borrower portal link.
Segment good-standing, overdue or active borrowers and let AI draft the perfect message.
Disbursed, outstanding, dues today, PAR and collection trends — updated as you work.
Multi-tenant from day one — your data stays yours.
Start free for 5 days. Upgrade when you're ready — billed annually.
Free trial
billed ₹5,988/yr
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billed ₹9,588/yr
Refer another lender and earn 20% referral rewards.
Join lenders who collect faster and stress less with Numen Finance.
Start free — no card needed